When we provide investment advice to you regarding your retirement plan account (eg. 401k, 403b, etc.) or individual retirement account (“IRA”), we are fiduciaries under the laws that govern retirement accounts. The way we make money creates some conflicts with your interests, so we operate under a rule that requires us to act in your best interest and not put our interest ahead of yours. This Rollover Analysis Form is being presented to you for review and signature as result of such laws and rules.
Under this special rule’s provisions, we must:
Meet a professional standard of care when making investment recommendations (give prudent advice);
Never put our financial interests ahead of yours when making recommendations (give loyal advice);
Avoid misleading statements about conflicts of interest, fees, and investments;
Follow policies and procedures designed to ensure that we give advice that is in your best interest;
Charge no more than is reasonable for our services; and
Give you basic information about conflicts of interest.”