Financial Planning Scope
Comprehensive fiduciary financial and investment advice to achieve your goals.
Cash Flow Management
Optimize income and create a sensible spending plan for a secure future.
Insurance Advice
Ensure you have the appropriate coverage without unnecessary add-ons.
Investment Management
Ensure your investments work efficiently and grow optimally.
Retirement Savings
Grow your wealth steadily and effectively to prepare for retirement.
Student Loan Advice
Revisit your student loan plan as your life circumstances change.
Tax Services
(Not accepting new clients at this time)
Get high-level advice to understand and navigate the complex world of taxes.
Personal
Personal return services to ensure your taxes fit into your student loan plan.
Here's What Working With Us Looks Like
Onboarding: Let’s Get Started
We’ll kick things off by mapping out your current financial picture, what you own, what you owe, and what you’re working toward. Together, we’ll set your top money goals and get you set up in your client portal so everything’s organized in one place. Think of this as laying the groundwork for your financial game plan.
Goals & Cash Flow: Where Your Money Should Go
Now that we’ve got the big picture, it’s time to give every dollar a job. We’ll build a cash flow system that fits your lifestyle, tackle your debt and/or student loan strategy, and make sure emergency savings are in place. You’ll walk away knowing what to prioritize and how to automate progress toward your short-, mid-, and long-term goals.
Investments: Make Your Money Work Smarter
Here’s where we zoom in on your investments. Your planner will review your accounts for ways to reduce fees, cut unnecessary taxes, and better align your portfolio with your goals. The goal: make sure your money is growing efficiently and cohesively across all your accounts.
Financial Goals & Dreams: Tri-Annual Check-Ins
Life changes, and so do goals. In this meeting, we’ll review your progress, tweak your plan, and dream a little. Maybe you’ve got new priorities, or a big goal on the horizon. This is your chance to make sure your plan still fits your life (and adjust before life adjusts for you), and to keep your financial life moving forward confidently and intentionally.
Focus Session: As Needed
Did something unexpected come up? Let’s jump on a call to talk through it and get a game plan together. You are not alone in this!
Still Not Sure? Try Us for 30 Days
You don’t have to commit blindly. Hiring a financial planner is a big decision. That’s why we offer a 30-day risk-free trial so you can meet your planner, explore the tools, and start making progress with no pressure.
That said, it usually takes about six months to truly see everything come together. By that point, you’ll understand how and why you’re invested, know where your cash is going, and understand your major spending areas, along with how much should be in each account and why. You also have an idea of how your student loans fit into your overall plan, and have a good rapport with your planner.
If any of that isn’t happening, just let us know. You can ask to switch your planner or let us know that it’s not the right fit. No hard feelings or awkward goodbyes.
You deserve quality advice at a better price. And if you have graduate school loans, you deserve it even more. Let us prove it.
